What Happens If You Inherit a House in Tennessee?
Selling a house as-is in Tennessee can save you time, money, and stress—especially if the home needs repairs or is inherited. Learn what “as-is” really means, when it makes sense, and how to avoid scams while still getting a fair deal.
You Inherited a House in Tennessee. Now What?
Whether it came as a surprise or something you’ve been expecting, inheriting a house can bring up a lot of questions. What do you do with it? What does the law say? And, maybe most urgently, how do you avoid a financial burden?
If the property is located in rural Middle Tennessee, there are unique considerations that can make this process feel even more overwhelming. This post walks you through the basics so you can make an informed, confident next step.
Step One: Understand the Legal Process
When someone passes away and leaves you a house, the property typically goes through probate unless it was in a trust or jointly owned. In Tennessee, probate is handled at the county level. You may need a court’s approval to transfer ownership, especially if multiple heirs are involved.
If you're not sure where things stand legally, it’s a good idea to speak with an estate attorney or the executor of the estate before doing anything else.
Step Two: Know Your Responsibilities
Inheriting a house also means inheriting its costs. This could include:
Property taxes
Homeowner’s insurance
Utilities and maintenance
Mortgage or lien payments (if applicable)
Even if the house is paid off, those other expenses can add up quickly, especially if it sits vacant or needs repairs.
Step Three: Decide What to Do With the Property
Here are your main options after inheriting a house in Tennessee:
Move in: Great if you need a home and the house is in good condition.
Rent it out: Could generate income, but also requires time, management, and repairs.
Fix and sell: Often gets top dollar, but takes time and money.
Sell it as-is, fast: A clean exit with fewer headaches. Ideal if the house needs work or you live out of town.
How to Choose the Right Option
The best choice depends on your situation. Ask yourself:
Do I have the time and money to fix this house?
Am I emotionally attached, or is this creating stress?
Are there other heirs I need to coordinate with?
If you want a simpler path, especially with a rural property, selling it quickly might be the most practical solution.
Final Thoughts
Inheriting a house is rarely just about the property. It often comes during an emotional time, and the last thing you need is more stress. By understanding your legal obligations and exploring your options, you can make the decision that’s right for you—and move forward with peace of mind.